> Investment and Retirement - Liberty Life Personal Pension A financially secure retirement requires careful planning from the day you start working. With the Liberty Life Personal Pension you can make sure of maintaining your life style even after retirement.

A financially secure retirement requires careful planning from the day you start working. Research shows that only about six percent of all South Africans can afford to retire. The rest have to keep on working, if they are lucky enough to secure a job or rely on family, state and welfare support. Depending on the goodwill of others is certainly not a very dignified way of spending your old age!

Features of the Liberty Personal Pension Plan:

• Tax Benefits: You can qualify for various tax deduction benefits on contributions
  to a Liberty Personal Pension Plan.
• Portability: Your Liberty Personal Pension Plan is independent of your employer
  so your retirement funding is not affected if you change jobs.
• Protection from creditors: Your Liberty Personal Pension plan cannot be attached
  or used as collateral, so your retirement is safe.
• Ad Hoc Payments: You can make payments to your Liberty Personal Pension plan as the need arises
• Liberty Excelsior Personal Pension Plans have a competitive charge structure. Lower charges
  mean more capital for your retirement
• Flexible Investment Choice: Investment portfolios ranging from cash to equities, including
  both local and offshore options.
• Guarantees: Liberty Life provides minimum performance guarantees on certain portfolios. This
  provides you with peace of mind.

Get Your Liberty Life Personal Pension E-Quote Now

Why should I have my own Personal Pension Plan?

To maintain your pre-retirement standard of living, you will need approximately 75% ? 80% of your salary in
the year before retirement, or a capital amount of roughly 13 times your last working year?s salary.
The message is clear ? a financially secure retirement requires an early start.

But I have a Pension Plan at my employer!

Most people believe that just because they have a retirement fund at work everything is going to be ok. This
could not be further from the truth. In reality, your company pension fund may only be able to provide between
25% and 50% of what you need for your retirement.

So do not leave it to chance. Try the Liberty Life Personal Pension, and find out how you are doing!

Get Your Liberty Life Personal Pension E-Quote Now