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Who is Momentum?

As their name suggests, Momentum is a company with constant movement and energy. They started out as a small life insurance company, owned by AVBOB, in 1966. After a couple of mergers and mergers, Momentum became a member of the FirstRand Group, and is now responsible for all the insurance and multi-management activities of the group. With a dynamic can-do attitude, Momentum has a great spirit of innovation, and pride themselves on running apart from the corporate pack.
So, if you are looking for a company that does things a little differently, then Momentum is just the company for you!

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Why Momentum Short Term Insurance Company?

Momentum Short-term Insurance Company Ltd is a registered Financial Services Provider, and provide the following:

• Simple and easy to understand products.
• Enough product flexibility to address a client?s particular needs.
• Individual risk rating and differentiated premiums.
• Industry leading service levels.
• Guaranteed premiums.

• Individual Risk Rating: No portfolio rating - good risk clients will not subsidise bad risks, and each client's premium is reviewed individually each year.
• Guaranteed premiums: Momentum guarantee premiums for a year. This means that the client's premium will not increase immediately after a claim, but only on the policy anniversary if necessary.
• Motor Only Cover: Momentum offer motor only cover with no loading applied to their rates.
• Flexible premium payments: Pay premiums on any day of the month. Momentum also charge/pay pro-rata premiums/refunds on any day of the month. Amendments can be made real time and risks can be added/deleted real time.
• Fixed excesses, no percentages: Momentum excesses do not vary depending on the type or size of the claim. The client will therefore pay the same excess whether the car was hijacked, stolen, written off or was involved in an accident. A client can choose a higher excess, and enjoy the full benefit of the resulting lower premium.
• Momentum Rewarder: This cash-back bonus pays the client 15% of all his premiums back after four claim-free years. The benefit is optional, which means that the client?s premiums will be + 7% cheaper if the benefit is not selected.
• Momentum Assist: Free 24 hour roadside and home/office assistance to all clients. Offered to both personal and commercial clients.
• Car rental options: A wide range of options are available to the client who wants this option. With anything from a 1300 to a luxury sedan, LDV and even medium-sized commercial vehicles available.
• Reinstatement premiums: Cover is automatically reinstated following a claim at no reinstatement costs.
• 10 different types of Business Use on Motor Cover: We offer anything from ad-hoc client visits to deliveries and transport. These options allow us to reduce cross-subsidies between low-risk and high-risk business uses.
• Momentum Multiply: Momentum Short-term Insurance policyholders qualify for membership of Momentum Multiply. This programme gives members access to discounted gym membership, flights, car rentals etc.

Extra benefits available to Momentum STi Clients:

Momentum Rewarder (optional)
A cash bonus of 15% of the premiums that you have paid after 4 consecutive claim free years.

Momentum Assist (08 6000 7777) (Included for all policyholders)
24 hour roadside and home/office emergency assistance at no additional cost.

Momentum Explorer (Optional)
Covers your vehicle when you travel beyond the borders of South Africa and our neighbouring countries as well as Zambia, Tanzania, Kenya and Uganda. It will also provide you with the following:

• International SOS benefits
• Repatriation of the vehicle and occupants
• Emergency accommodation
• Mechanical breakdown and derangement cover
• Emergency repairs

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